We here at Burke Montague & Associates LLC feel that an informed client is our best customer. We know that there is a lot of information on the Internet and it can be tough to determine what is valuable. That is why we have selected the following article(s) for you to view.   FEBRUARY_09_NEWSLETTER.pdf Page 1:  Avoiding Taxes on Independent Contractors Page 2:  Preserving Tax Shelter for Life Insurance Page 3:  How to Encourage More Bright Ideas Page 4:  IRS Boosts Retirement Plan Limits for 2009 MARCH_2009_Newsletter.pdf Page 1:  Eights New Items on Your 2008 Return Page 2:  How to Improve a Business Budget Page 3:  Tax Outlook Under New Casualty Loss Rules Page 4:  Should You Concert to a Roth IRA Now? APRIL_09_NEWSLETTER.pdf Page 1:  Avoiding Estimated Tax Penalties for 2009 Page 2:  Overview of the New 2008 Pension Law Page 3:  Four Ways to Speed Up Computers Page 4:  Locking In Deductions for Moving Expenses MAY_09_NEWSLETTER.pdf Page 1:  Key Provisions In the New Recovery Act Page 2:  How to Improve Customer Service--Fast Page 3:  Keeping Your 401(k) Plan in Motion Page 4:  Enjoy Tax Breaks for Vacation Homes JUNE_09_NEWSLETTER.pdf Page 1:  How Long to Keep Tax Records Page 2:  Swapping Properties in a Down Market Page 3:  Key Changes for Family and Medical Leaves Page 4:  Estate Planning: Make It Your Business JULY_09_NEWSLETTER.pdf Page 1:  Key Points on the New Homebuyer Credit Page 2:  Seven Cost-cutting Moves in Tough Times Page 3:  Should You Change Section 529 Plan Investments? Page 4:  Roundup of Tax-free Commuting Benefits August_2009_Newsletter.pdf Page 1:  Handle Curves for New-vehicle Deductions Page 2:  Keeping Performance Files in Order Page 3:  Learn Tax "Pros and Cons" About Munis Page 4:  The Lowdown on Electronic Surveillance September_2009_Newsletter.pdf Page 1:  Five Ways to Manage Money in Tough Times Page 2:  Are You Strating a Business Late in Life? Page 3:  New Law Generates Energy Tax Breaks Page 4:  Why You Might "Fail" the Trust Rules October_2009_Newsletter.pdf Page 1:  New Credit Card Law Protects Consumers Page 2:  Long-term Care Needs in the 21st Century Page 3:  Repair or Improvement? Know the Tax Rules Page 4:  Avoid the Penalty on Early IRA Withdrawls NOVEMBER_09_NEWSLETTER.pdf Page 1: Seize Tax-planning Opportunities at Year-end Page 2: Q's & A's About Powers of Attorney Page 3: Taking a Fast Payout From an Annuity Page 4:  Facts and Figures December_2009_Newsletter.pdf Page 1:  Eight Steps Toward a Prosperous Future Page 2:  Charitable Donors:  Do You Know Your Rights? Page 3:  How to Address Eldercare Issues Page 4:  Salvaging Tax Breaks for College Expenses JANUARY_2010_NEWSLETTERS.pdf Page 1:  Five Ways to Prepare for Tax Filing Page 2:  Use Common Sense in Business Management Page 3:  The DB(k) Plan Makes Its Debut Page 4:  Two Key Tax Changes in New Law FEB_2010_NEWSLETTERS.pdf Page 1:  Giving Gifts of Property to Charity Page 2:  Facing Options on an Inherited IRA Page 3:  Seize More Control Over Your Business Page 4:  Computer Protection: Call a Traffic Cop MARCH_2010_NEWSLETTER.pdf Page 1:  How to Choose Your Business Successor Page 2:  Joining Together to Support a Relative Page 3:  Do Your Qualify for Hobby Loss Deductions Page 4:  A Complete View of Homeowners Insurance APRIL_2010_NEWSLETTER.pdf Page 1:  Combining a Business Trip with a Vacation Page 2:  New Case Allows Deduction for Business Education Page 3:  That's the Way the Cookies Crumble Page 4:  Nailing Down the Manufacturing Deductions MAY_2010_NEWSLETTER.pdf Page 1:  Six Estate-planning Steps for This Year Page 2:  How to Raise Cash for a Business Page 3:  Sweep Away "Nanny Tax" Concerns Page 4:  Protecting Your Buiness from Embezzlement  JUNE_2010_NEWSLETTER.pdf Page 1:  Overview of the New Health Care Law Page 2:  New Payroll Taxes on Tap Page 3:  New Tax Incentives in the HIRE Act Page 4:  Nuggets About Investing in Gold

Energy-Efficient Tax Credits If escalating energy costs have you looking for ways to reduce your gas and electric bills, here are some tips on how you can cut costs and reap tax-saving energy credits as well.   Federal Taxation of Social Security Benefits With millions of baby boomers close to retirement age and job losses inflicting financial strain on additional millions, many taxpayers are looking to social security benefits for financial assistance.   Voluntary Contractor Settlement Program (VCSP) Worker classification has generated controversy between taxpayers and the IRS for decades - with businesses pushing for independent contractor status and the IRS pushing for employee status.